定期计费(可变金额和频率)

发布于 2024-12-08 19:53:33 字数 531 浏览 1 评论 0原文

我可以为我的网站和定期付款找到一个好的付款解决方案。我一直在环顾四周,但找不到任何好的方法。

在我们的网站上,我们的客户正在花费虚拟积分。当他们的积分用完时,他们会向他们的帐户收取新的积分。我们希望为他们提供自动补充功能,但我们不想处理随之而来的所有 PCI-DSS 问题。

基本上我正在寻找以下功能:

  • 支付提供商应该公开(安全托管页面),客户可以在其中提供所有信用卡详细信息。

  • 我的网站加载带有某些 customerID 的托管页面(以便能够在最后一步中将 tokenID 与 customerID 映射)。

  • 当客户注册了他的信用卡详细信息后,付款提供商会向我的网站发送一条通知,告知信用卡详细信息已使用 customerID 的 tokenID 进行标记。

  • 将来我会通过 API 调用向我的客户收费:

API::charge(currency,amount, tokenID);

有没有支付服务提供商可以做到这一点?

I can find a good payment solution for my site and recurring payments. I've been looking around but can't find any great way of doing it.

On our site our customers are spending virtual credits. The charge their account with new credits when their credits are out. We want to provide them with an automatic refill functionality but we do not want to deal with all the PCI-DSS problems that comes with it.

Basically I'm looking for the following functionality:

  • The payment provider should expose (secure hosted pages) where the customer provides all credit card details.

  • My site loads the hosted pages with some customerID (to be able to map tokenID with customerID in the last step).

  • When the customer has registered his credit card details the payment provider sends a notification to my site that credit card details has been tokenized with a tokenID for customerID.

  • In the future I charge my customer with an API call:

API::charge(currency,amount, tokenID);

Is there any payment providers out there that can do this?

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金橙橙 2024-12-15 19:53:33

如果金额随周期变化,您将无法使用正常的定期计费系统。您能做的最好的事情就是使用 Authorize.Net 的客户信息管理器 (CIM) 等服务来为您存储信用卡和账单信息,然后您创建自己的调度引擎,该引擎根据您使用 CIM 为他们存储的付款方式收费。 CIM 还允许您随时进行周期外付款。

You can't use a normal recurring billing system if the amounts change from cycle to cycle. The best you can do is use a service like Authorize.Net's Customer Information Manager (CIM) to store the credit card and billing information for you and then you create your own scheduling engine that charges against the payment method you have stored for them using CIM. CIM also allows you to make off-cycle payments at any time as well.

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