Something like Envoy Services, perhaps? They offer a number of services, including a hosted gateway which can be used to gather a user's bank account details (the structure of which can vary depending on the user's region), and APIs to manage payments to and from those accounts.
For those who are still looking for payment gateways. Here is my study on payment gateways. Now a days you will get payment gateway API for maximum programming platforms. If you are using PHP then options are unlimited. You can also ask to payment gateway providers to provide you "How to Guide" for integration of their gateways. Many things you have to keep in mind before choosing payment gateways. Some of are as below:
What type of transactions do you need. Credit cards, Debit card, Net Banking, Cash cards etc.
What is the Setup fees which is varies from Rs. 0 to Rs. 30,000.
What is the Annual Maintenance Charges (AMC) are going to cost you for using their gateway for long time.
Most important what will be the TDR (Transaction Discount Rate) by gateways. Suppose customer pay online for Rs. 100, what will you get after deducting TDR. For example on use of credit card and netbanking TDR rate may be higher in comparision to Debit cards. It may be differ to different payment gateway providers. Now a days usually for Debit cards it is 1.25% to 1.5%, Credit Cards 2% to 3.75%, Net Banking 2% to 4% depends on plans you chose.
Payout Time : Whan will the amount reflects in your account on successful transaction.
Customer Suport.
Refund Management
Data Analytics, transaction reports
Merchant interface to keep a track of all your transactions on real time basis
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也许类似于 Envoy 服务？他们提供多种服务，包括可用于收集用户银行帐户详细信息（其结构可能因用户所在地区而异）的托管网关，以及用于管理这些帐户之间的付款的 API。
Something like Envoy Services, perhaps? They offer a number of services, including a hosted gateway which can be used to gather a user's bank account details (the structure of which can vary depending on the user's region), and APIs to manage payments to and from those accounts.
你看过贝宝吗？他们有 PHP API 并且支持银行账户。
Have you looked at PayPal? They have a PHP API and they support bank accounts.
对于那些仍在寻找支付网关的人。
这是我对支付网关的研究。现在，您将获得适用于大多数编程平台的支付网关 API。如果您使用 PHP，那么选项是无限的。您还可以要求支付网关提供商为您提供“如何指南”以集成其网关。
在选择支付网关之前，您必须记住许多事情。其中一些如下：
希望这对您有帮助。
For those who are still looking for payment gateways.
Here is my study on payment gateways. Now a days you will get payment gateway API for maximum programming platforms. If you are using PHP then options are unlimited. You can also ask to payment gateway providers to provide you "How to Guide" for integration of their gateways.
Many things you have to keep in mind before choosing payment gateways. Some of are as below:
Hope this helps you.