如何将信用卡付款集成到我的应用程序中?
我有一个在线类别,我想让用户支付账单,我如何接受用户的信用卡?我需要做哪些事情?谢谢。
I have an online category, and I would like to let the user pay the bill, how can I accept credit card for the user? What kind of things I need to do? Thank you.
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如果您想直接接受付款,那么您需要在银行建立一个在线商家银行账户,然后与其首选提供商集成,例如 SecPay 或 WorldPay。如果您不想设置该帐户,或者因为没有交易历史而无法设置该帐户,那么您最好与 PayPal 集成。所有支付提供商都会收取销售佣金,PayPal 通常比正规银行渠道便宜,直到您达到相当大的门槛,在英国约为 70,000 英镑。您可以通过 PayPal 进行信用卡付款,您不仅限于使用 PayPal 信用卡
If you want to take payments directly then you need to establish an online merchant bank account with your bank, and then integrate with their preferred provider, such as SecPay or WorldPay. If you don't want to set up that account, or can't because you don't have trading history, then you are better off integrating with PayPal. All payment providers take a commission on sales, PayPal is generally cheaper than a formal bank route until you hit a pretty large threshold, in the UK it's about £70,000. You can take credit card payments via PayPal, you aren't restricted to using PayPal credit only
您需要找到一个提供商,SecPay、Paypal、Worldpay 都有可用于处理卡支付的 API。
You need to find a provider, SecPay, Paypal, Worldpay all have API's that you can use to handle card payments.
您需要找到一个支付处理服务来为您处理付款并转移资金。 PayPal 是最明显的提供商之一。检查他们的网站(单击“业务”选项卡,我无法获得链接,因为它将我重定向到意大利语版本)。您将需要一个企业帐户,然后您将收到令牌以及将付款集成到结账流程中的说明。
You need to find a payment processing service which will handle the payment for you and will transfer funds. PayPal is one of the most obvious provider. Check their website (click on the Business tab, I can't get a link because it redirects me to the Italian version). You will need a business account, then you will receive tokens and the instructions to integrate the payment in your checkout process.