移动应用程序中的 POS 系统/商户帐户集成
如果我的问题之前已经被提出并得到回答,我深表歉意,但我无法解决我的问题。
基本上,我想通过我的移动应用程序将资金从某人的 CC、银行帐户等转移到商家银行帐户(或商家帐户?),同时向商家当前的 POS 系统发送授权声明,表明资金已成功转移已处理/已移动。在这种情况下,我会手头有他们的 CC 信息/银行信息来授权付款。
我需要哪些合作伙伴/系统来实现这一目标?我假设实际上可以通过该系统转移资金的公司很少(似乎是防止洗钱的精英俱乐部等)。此外,我可以采取哪些步骤集成到当前/较旧的 POS 系统中以向其推送授权(以便商家可以在有人通过移动应用程序付款后打印收据)?我确信这是可能的,我只是不知道从哪里开始。
感谢任何可以提供帮助的人。 :)
I apologize if my question was already asked and answered previously, but I was unable to resolve my questions.
Basically, I want to move money from someone's CC, bank account, etc.. via my mobile app, to a merchants bank account (or merchants account?) while sending an authorization statement to the merchant's current POS system indicating that the money was successfully processed/moved. In this case, I would have their CC info / bank info on hand to authorize the payment.
What partners/system do I need to accomplish this? I am assuming that the companies that can actually move money through the system are few and far between (seems to be an elite club to prevent money laundering, etc..). Additionally, what steps can I take to integrate into current/older POS systems to push authorizations to them (so that a merchant can get a receipt printed after someone pays via the mobile app)? I am sure this is possible, I just have no idea where to start.
Thank you to anyone who can help. :)
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不确定这是否会很有帮助(特别是在与商业银行打交道的业务细节方面),但是... UPOS 是 POS 领域的标准化工作。
http://www.nrf-arts.org/content/unified-pos
编辑:
。这可能对支付处理没有帮助;)
如果您除了抽象支付提供商之外还对整体解决方案感兴趣,我会将其留在这里。
Not sure if this is going to be very helpful (especially with respect to the business details of dealing with merchant banks), but... UPOS is a standardization effort in the POS domain.
http://www.nrf-arts.org/content/unified-pos
Edit:
Sorry. That probably won't help with payment processing ;)
I'll leave this up here in case you're interested in whole-picture solutions, in addition to abstracting payment providers.