API 用于与银行连接?
我听说过像 MS Money 这样的应用程序会获取您的银行用户名/密码并以某种方式引入您的帐户信息。我正在尝试做类似的事情,一个供我自己使用的个人账单跟踪应用程序;但我只能通过屏幕抓取来获取信息。
有更好的办法吗?我找不到任何类型的 API 或文档,但是,这似乎是其他人可以做的事情。我只是找错地方了吗?
I've heard of applications like MS Money that would take your bank username/password and somehow bring in your account information. I'm trying to do something similar, a personal bill-tracking app for my own use; but I've only been able to get information by screen-scraping.
Is there a better way? I wasn't able to find any sort of API or documentation, but, it seems like this is something other people can do. Am I just looking in the wrong place?
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最好的选择是开放金融交易 (OFX) 标准,大多数银行都支持该标准,因为它允许 Quicken 等连接到它们。
不过,对 OFX 的支持因银行和国家而异。
http://en.wikipedia.org/wiki/Open_Financial_Exchange
http://www.ofx.net/
Your best bet is the Open Financial Exchange (OFX) Standard, which most banks support because it allows Quicken etc to connect to them.
Support for OFX varies from bank to bank and country to country, though.
http://en.wikipedia.org/wiki/Open_Financial_Exchange
http://www.ofx.net/
是的。
有一种叫做“开放金融交易(OFX)标准”的东西。
您可以在这里找到更多信息:http://napkin.highgroove。 com/articles/2008/01/02/online-banking-apis
Yes.
There is something called the "Open Financial Exchange (OFX) Standard".
You can find more information here: http://napkin.highgroove.com/articles/2008/01/02/online-banking-apis
Mint.com 也做同样的事情。我不知道怎么做,而且它们足够大,可以让银行为它们提供定制的提要。
您可能想在 webapps 上询问您的特定银行。
Mint.com does the same thing. I don't know how, and they are big enough to get the banks to give them custom feeds.
You might want to ask on webapps about your specific bank.