授权到期日期

发布于 2024-10-27 12:17:55 字数 95 浏览 2 评论 0原文

我正在为电子商务网站开发信用卡处理系统。我们在发货前(7-14 天)结帐和结算时进行全额授权。

问题:有没有办法获取“授权到期日期”作为发行人授权响应的一部分?

I am working on a credit card processing system for an eCommerce website. We do full amount authorization during checkout and settlement just before delivering the goods (7-14 days).

Question: Is there a way to get the "auth expiration date" as part of the authorization response from the issuer?

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帅气称霸 2024-11-03 12:17:55

不会。您可以获得授权,但没有给出到期日期。通常是 30 天,但不必那么长。但如果您在 14 天内充电,应该没问题,因为充电时间绝不会比这更短。

No. You can get an authorization but no expiration date is given with it. Typically it is 30 days but it doesn't have to be that long. But if you're charging within 14 days you should be fine as they are never shorter then that.

洋洋洒洒 2024-11-03 12:17:55

不会。根据我的经验,发卡机构通常仅持有授权两天天(例如借记卡)。信用卡可以有更长的保留期(最长 30 天)

如果您经常发现身份验证和捕获之间有这样的延迟,最佳做法是执行零值身份验证(仅检查卡详细信息是否有效),然后执行完全授权和在发送之前捕获(并且在彼此的两天内)

No. And in my experience frequently the card issuer only holds the authorization for two days (such as on debit cards). Credit cards can have longer hold periods (up to 30 days)

If you commonly find a delay between auth and capture like this, best practice is to perform a zero value auth (to check card details are valid only), then perform full authorization and capture just prior to dispatch (and within two days of each other)

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