支付整合

发布于 2024-10-22 00:02:55 字数 1539 浏览 1 评论 0原文

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悲欢浪云 2024-10-29 00:02:55

据我所知,Paypal 不允许托管资金,但他们确实有 自适应支付产品 您需要的是延迟链式支​​付模型来模拟托管模型。流程如下:

  1. 发送 Pay API 请求,将 actionType 设置为 PAY_PRIMARY
  2. 使用包含 payKey 的 ExecutePayment API 请求执行支付的辅助部分

支付的延迟部分将在 90 天内有效,这取决于客户端系统确定二次付款应在 90 天内延迟多长时间。因此他们需要在 90 天内通过 API 调用执行二次付款。系统内没有设置二次付款例如创建后10天执行。

PayPal 充当电子钱包。因此,您无需通过银行账户持有资金。相反,PayPal 帐户可以像实体钱包一样保存余额。您最终需要做的是从这个钱包中提款并存入您的银行帐户。只有在将银行帐户链接到您的 PayPal 帐户并确认其合法后,您才能执行此操作。

话虽如此,我认为贝宝将是据我所知最普及的支付服务。 Googlecheckout 或alertpay 可能不错,但仅在某些国家/地区可用。

From what i know, Paypal does not allow escrow of funds but they do have adaptive payment products What you need would be the Delayed Chained Payments model to simulate the escrow model. The flow is as such:

  1. Send the Pay API request setting the actionType to PAY_PRIMARY
  2. Execute the Secondary leg of the payment using the ExecutePayment API request including the payKey

The delayed leg of the payment will be valid for 90 days, it's up the client system to determine how long within that 90 day period the secondary payment should be delayed. So they need to execute the secondary payment within 90 days via the API call. There is no setting within the system to say that the secondary payment should be executed 10 days after creation for example.

PayPal acts as an electronic wallet. So you do not need to hold the funds with a bank account. Rather the PayPal account can hold balances as if it were a physical wallet. What you need to do eventually is to withdraw from this wallet and deposit into your bank account. This you can only do after you link a bank account to your PayPal account and have it confirmed as legit.

That being said, i think paypal would be the most penetrated payment service provided that i know. Googlecheckout or alertpay may be good but available only in certain countries.

仙气飘飘 2024-10-29 00:02:55

看来您需要为您的资金提供托管解决方案。

如果是这样,您可以尝试 Transpact.com,这是英国政府注册(FSA 和 HMRC)的在线托管服务。

他们提供免费的 API,以安全可靠的方式为合作伙伴网站托管资金。

Looks like you require an escrow solution for your fund.

If so, you can try Transpact.com, a UK Government registered (FSA and HMRC) online escrow service.

They provide a free API to escrow funds for partner websites in a safe and secure manner.

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