Authorize.net、Paypal 或 Google Checkout,我应该选择哪一个?
我应该从 Authorize.net、PayPal 和 PayPal 中选择哪个支付网关?谷歌结帐?
如果我全部提供的话会有什么问题吗?我计划在所有三项服务中采用快速结账方式,即直接信用卡接受服务。
Which payment gateway should I choose from among Authorize.net, PayPal & Google Checkout?
Is there anything wrong if I provide all ? I'm planning for express checkout methods in all the three services, the direct credit card accepting service.
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您提供的选择越多,客户的选择就越多,所以不,提供这三种选择并没有什么问题。
如果您可能有来自欧盟或亚洲的客户,您可能需要研究在这些地区也受欢迎的选项。
The more choices you offer, the more choices your customers have, so no, there is nothing wrong with offering all three.
If you potentially have customers from the EU or Asia, you may want to investigate options that are popular in those regions as well.
请记住,PayPal 往往会因某种原因冻结账户资金,并且即使在 24 小时内回复电子邮件也会遇到巨大问题。
Keep in mind, PayPal tends to freeze money in account for some reason and have huge problems even answering email with 24 hours.
Paypal 当然是最著名和最受尊敬的,但答案实际上取决于您公司的收入金额(月度和年度平均)、每笔交易的平均价格以及您可能使用借记卡与信用卡付款的数量采取。如果没有这些数字,几乎无法确定哪一款对您来说最便宜。
Paypal is of course the most well known and respected, however the answer actually depends on the amount of revenue your company will make (monthly and yearly averages), the average price per transaction and the number of debit card vs credit card payments you are likly to take. Without these figures it's nigh on impssible to determine which one is cheapest for you.
Authorize.Net只是一个支付网关,而不是支付处理器。您需要拥有一个位于美国的商家帐户才能使用 Authorize.Net。
Paypal 和 Google Checkout 是第三方支付处理商。它们本质上是将支付网关和商家帐户合二为一。
Authorize.Net is only a payment gateway, not a payment processor. You need to have a US based merchant account to use with Authorize.Net.
Paypal and Google Checkout are third party payment processors. They essentially are the payment gateway and merchant account rolled into one package.
值得注意的是,根据我所做的研究,使用 PayPal 比直接使用信用卡处理便宜。他们收取的费用较少(我假设是因为他们自己处理所有事情,并且不通过第三方联系信用卡公司)。
It's worth noting, from the research I've done, using PayPal is cheaper than credit card processing directly. They charge less of a fee (I'm assuming because they process everything themselves, and don't go through some third party to get to the credit card company).